Buying a home is probably the biggest investment you will make, with long-term financial ramifications. It calls for many informed decisions and for good advice from a real estate professional. When buying a home, you can learn from the knowledge and skill of a Real Estate Associates
Sometimes, life just hands us the inevitable: just when everything seems right with your home, something happens and you have to sell your dwelling. No matter what your reasons are for selling, remember that now is no time to dawdle, the process of preparing a home for sale can take a month or more.
Although Oklahoma no longer stands at the edge of the American frontier, the pioneering spirit that helped form our state is alive and well. From the down-home warmth of our people to the beauty of unspoiled prairie lands, Oklahoma remains an inspiring place to live.
Home sellers won’t call you with an offer to buy a maintenance-free home with a wonderful mortgage. You have to find the gems yourself! Only by reading available materials, talking to friends and experts, and spending time looking at different homes, schools, and neighborhoods will you end up with your American dream. Avoid the nightmares by learning how best to buy and maintain a home.
Every important decision needs to be clearly thought out. Developing a home buying plan can help you focus on the important factors and organize the entire process. You may even want to use a binder with sections on house hunting, home financing, service providers, etc. Loan pre-qualifying helps you determine the home price you can afford and presents you as a genuine prospect to the seller. A lender typically uses the 28% formula (your monthly mortgage can’t exceed 28% of your monthly income) in approving your loan. Planning your actions and getting pre-qualified will keep you out of the panic mode and allow you to take advantage of opportunities. A thorough plan will save both time and money!
To protect both you as a buyer, as well as the seller, it is a good idea to purchase a home protection plan. What exactly is it? A home warranty, or home protection plan, is a service contract, normally for one year, which protects homeowners against the cost of unexpected repairs or replacement of their major systems and appliances that break down due to normal wear and tear. A negotiable contract between the buyers and sellers which does not overlap or replace homeowner’s insurance policy, this type of warranty can save the new homeowner lots of headaches, as well as put seller’s fears to rest. The warranty covers mechanical breakdowns, while insurance typically repairs the related damage. For example: if a hot water heater burst and destroyed a wall in your home, the warranty would repair the water heater and your insurance would pay to fix the wall.
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Business: Real Estate Company
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About:
Abbi is a born and bred Stillwater native, graduating from Stillwater High School and continuing her education at Oklahoma State University with a degree in strategic communications and marketing. Abbi’s excitement for the industry comes from a lifetime of experience watching multiple generations of her family be in the business, especially her parents, Corey & Tami. She is always eager to combine her love for Stillwater real estate, marketing, and social media into one. Outside of work, you can find Abbi re-reading the Harry Potter series, playing with her dogs, or catching some sun at Grand Lake!
Contact Information:
Office: 405-338-9613
Email: abbi@arcrealtyok.com
About:
Originally from Southern California, Austin moved to Stillwater to attend Oklahoma State University, and in 2019 he graduated with a degree in Animal Science. After college, Austin chose to follow his passion for pursuing a career in real estate, joining Cheryl’s team in 2020. He specializes in and manages the details of the brokerage’s transactions and rental property. Austin’s attention to detail and organizational skills fit perfectly with the real estate team’s business model.
Contact Information:
Cell: 661-717-2732
Email: austin@arcrealtyok.com
About:
Kristin has over 20 years of experience in sales, client support, and financial investment. She earned her degree in business from the University of Colorado, Boulder. After working in Boulder, Kristin met her husband, Ray, and they now have two boys, Jarod & Connor. Their life has taken them to Dallas, Boise, Tampa, and now Stillwater. Buying and selling homes along the way helped Kristin gain valuable knowledge of the process, making it an easy transition into real estate. In her spare time, Kristin enjoys skiing and spending time with her family and dogs.
Contact Information:
Cell: 813-892-8070
Email: kristin@arcrealtyok.com
About:
James has been a Stillwater resident most of his life and has deep Stillwater roots. He graduated from Stillwater High School, attended Oklahoma State, and has owned his own company for 29 years. James was voted small business young entrepreneur of the year and always strives for success through hard work and determination. He owns and operates commercial and residential property. James is a people person, has an unmatched work ethic, and uses creative approaches for a different perspective of problem-solving and achievement in this ever-changing market.
Contact Information:
Cell: 405-269-6849
Email: james@arcrealtyok.com
About:
Cheryl is a Stillwater native and a graduate of Stillwater High School and Oklahoma State University. She is a great example of being loyal and true to her home community and alma maters. Her entry into real estate in 2005 was inspired by her late father, Jerry Carpenter, who started a real estate and construction company in the mid-90s. Cheryl’s motivation to continue the family tradition and passion of working with people is what sets her apart.
Contact Information:
Cell: 405-880-7354
Email: cheryl@arcrealtyok.com
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